To every life season plan for change
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Compliant content provided by Adviceon® Media for educational purposes only.
We will help you plan your financial needs throughout your lifetime. Your most valuable asset is your healthy ability to earn an income. By helping you select the right combination of life and disability insurance protection and wise investments, we can help you achieve financial success. When you have a mortgage or other large loan, term life insurance or critical illness insurance offers cost-effective ways to cover your outstanding debt if you die or suffer a critical illness.
Family Stage
• With children, your needs change –and reviewing your financial security plan is wise. RESPs offer an excellent vehicle to plan for your children’s educative future, and a low-cost life insurance policy can build cash for school.
Empty-Nest Stage
• When your children go to school or move out independently, it may be time to travel and enjoy your marriage. Perhaps you have wanted to visit Rome or take a university course. We will help you achieve these mid-life goals.
Retirement Stage
•When you’re 50 plus, you may want to partially or fully retire. We will help you assess your options.
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Commissions, trailing commissions, management fees and expenses all may be
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Life Insurance and Segregated Funds Disclaimer
Life Insurance policies vary according to contract terms. Please read any
Life Insurance policy contract provided, or the segregated fund summary
information folder prospectus before the time of purchase. Full details of
coverage, including limitations and exclusions that apply, are set out in
the policy of insurance. Commissions, trailing commissions, management fees
and expenses may be associated with segregated fund investments which may
not be guaranteed and their market value changes daily and past performance
is not indicative of future results. A description of the key features of a
life insurance policy, a segregated fund; and any applicable individual
variable annuity contract is contained in information provided by the
company from which it is purchased. Talk to your advisor before making any
financial decision. For specific situations, advice should be obtained from
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information provided is accurate to the best of our knowledge as of the date
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Rules and their interpretation may change, affecting the accuracy of the
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was prepared by Adviceon® for the benefit of David Byers, and Phil
Paquette who are Investment Funds Advisors at Integrated Wealth
Management a registered trade name with Investia Financial Services
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Financial Services Inc. The information contained in this
presentation comes from sources we believe reliable, but we cannot
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